Can Flex Simplify Personal and Company Finances for Small Business Entrepreneurs?

Even the smartest entrepreneurs sometimes fail to separate their personal finances from their small business finances. The mishmash can lead to accounting and tax headaches. Now, there’s a financial platform designed to address that specific challenge. It’ called Flex.

Yash Patel, general partner, Titanium Ventures

Indeed, Flex is a software platform that targets “super premium business owners,” according to Yash Patel, general partner at Titanium Ventures — a key Flex investor.

To be clear, Flex is not a bank. However, the overall Flex bundle includes:

  • The Flex Business Credit Card with 0% interest for 60 days on all purchases;

  • built-in employee expense management and rewards;

  • Flex Banking with up to 2.99% yield on idle cash; and

  • associated apps that involve AP Automation, Cashflow Analytics, Bill Pay, Mobile Apps, and more.

The overall software platform allows business owners to manage their “entire financial lives through one premium platform, from the moment they generate business revenue to the moment they spend their earnings personally.,” according to Flex Founder and CEO Zaid Rahman.

Zaid Rahman, CEO, Flex

Armed with that thesis and early customer momentum, Flex raised $225 million in equity and debt funding in March 2025. Titanium Ventures led the round. Companyon Ventures, Florida Funders, MS&AD Ventures, AAF Management and First Look Partners also participated in the round.

Take a closer look, and you’ll see that Channel Angels participated in Flex’s 2023 funding round (via Florida Funders).

The Software Startup Formerly Known as Flexbase

Flex has evolved quite a bit since we first heard about the company in 2022. Formerly known as Flexbase, the company originally developed automated payments tools for construction industry businesses. But fast forward to 2025, and Flex now “provides a financial ecosystem that bundles payment automation, expense management, net 60 credit cards and banking.”

The results sound promising: Flex now processes over $1 billion in annual total payment volume, the company asserts. We’ll be watching for more progress and milestones.

Venture CapitalJoe PanettieriFlex, Florida Funders, Titanium Ventures, Yash PatelComment